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Mortgage Brokers

M12 Capital MIC lends up to 80% loan to value on residential properties, and up to 65% LTV on Small commercial properties in urban and suburban areas in Ontario. We Also consider Farm Mortgages.

Properties must be marketable. M12 Capital MIC will consider the following:

  • We offer 1st & 2nd & 3rd mortgages.
  • New construction purchases using appraised value.
  • Rent to own.
  • Bad credit no problem.
  • Discharged Bankrupts & Consumer proposal – no waiting period.
  • We will consider mortgages to people who are in a credit proposal.
  • NO GDS & TDS.
  • In arrears with an explanation and a plan to move forward.
  • Must be appraised by a M12 Capital MIC-approved appraiser.
  • Common sense approach to lending.
  • Farm Lending on Cash Crops to 65%.
  • Farm Lending on operating farms to 55% LTV.

Send your deals via EMAIL to deals@m12mic.com or via FILOGIX.

If you submit via FILOGIX, be sure to email us any supporting documentation.

All appraisals must be addressed to M12 Capital MIC and sent directly from the appraiser to underwriting@m12mic.com.

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